Welcome to Mallard Finance


Mallard Finance was established in 1995. We are a privately owned and family-run business committed to delivering finance solutions tailored to the needs of our customers. We specialise in providing finance both to individuals and businesses to help purchase motor cars and vans up to a maximum size of 3.5 tonnes. We also specialise in helping customers to refinance balloon payments on vehicles they already have.

We recognise that each customer is different so every application is carefully considered by an underwriter rather than relying solely on computer-generated results and a credit score. Bespoke computer systems and dedicated staff ensure that the process of obtaining credit is as simple and straightforward as possible.

We are proud of the reputation we have built in the last 20 years and our network of over 3,000 motor dealers ensures that we offer an efficient service to a wide range of customers. If a proposal falls outside our lending criteria, we have a good working relationship with other funding sources that may be able to help.

At Mallard Finance, our commitment to customer service, deep understanding of the marketplace and longstanding industry experience drive our common sense and flexible approach to lending.

Whether you are a customer or motor dealer contact our Colchester-based central sales unit so that we can guide you through our process.


Discretionary Commission

The FCA has recently announced a review of discretionary commission payments in Motor Finance. Since becoming regulated by the FCA in 2014, Mallard has not operated a discretionary commission structure. As a result, our customers are not affected by this review. Should you wish to learn more about discretionary commission, please click here .